Sootchy Blog

How to Establish Residency and Qualify for In-State Tuition
The difference between in-state and out-of-state tuition can be severe.

How Can I Help My Child Get Scholarships for College?
You should start helping your children get scholarships for college sooner rather than later.

How Much Can I Gift My Child Tax-Free?
Gifting your child $16,000 to sit in a bank account won’t necessarily contribute much to their future.

How Do You Teach Children Financial Responsibility?
Teaching your child about financial responsibility is a great way to prepare them for the world as an adult.

5 Ways to Survive College on a Budget: Advice from a College Student
Getting through college without student loans can be tricky. Luckily Sootchy's Intern, Madi Vogt, is here to share her top five ways to save money during your time on campus.

Can You Use a 529 Plan for a Coding Bootcamp?
Learn how you can utilize one of the most popular savings accounts to help pay for a coding bootcamp. Jumpstart your career with a Sootchy 529 plan.

What Is the Best Way to Save for Your Child's Future?
Saving for a child's future can open many doors for them, but not all savings accounts are created equally. Learn the best accounts to save for a child's future.

Can You Roll a 401(k) into a College Savings Plan?
Learn everything you need to know about transferring funds from a 401(k) into a college savings plan from the Sootchy savings experts.

What Is the Best Financial Gift for a Child?
There are many ways you can contribute to a child's future financial success, but what will help them the most? Learn more with the Sootchy savings experts.

Can a Grandparent Open a Savings Account for a Child?
Starting a savings plan for your grandchild sets up limitless possibilities for them. Learn how you can start a savings account for your grandchild.

Sootchy Founder David Adefeso Featured in Forbes
Sootchy founder, David Adefeso, provides his expert insight on the state of student loans for one of the top business publications in the world.

Are Contributions to a 529 Plan Tax Deductible?
A 529 plan is one of the smartest ways to save for college because of the many benefits such as potential tax credits. Learn if you qualify for 529 tax deductions.

How to Establish Residency and Qualify for In-State Tuition
The difference between in-state and out-of-state tuition can be severe.

How Can I Help My Child Get Scholarships for College?
You should start helping your children get scholarships for college sooner rather than later.

5 Ways to Survive College on a Budget: Advice from a College Student
Getting through college without student loans can be tricky. Luckily Sootchy's Intern, Madi Vogt, is here to share her top five ways to save money during your time on campus.

Is Middle School Too Early to Start Thinking About College?
It's never too early to start preparing for college. Learn how colleges treat middle school records, how to help your child think about their major, and how you can start saving.

What Is "Gift of College" and How Does It Work?
As the price of college continues to grow, families are finding creative ways to fund their education. Learn how you can take advantage of the "Gift of College"

Can Parents Pay Their Child's Student Loan?
It's important to understand the implications of paying off your child's student debt. Learn the ins and outs of covering student debt with a 529 plan.

Bringing Value Back to 529s
Take a look at some of the top reasons 529 Plans are the true hidden gems of saving for college and other higher education.

The Vanguard 529 College Savings Plan Review + Guide
Learn the tax benefits, fees, and investment options associated with the Vanguard 529 College Savings plan.

Can You Contribute to a 529 Plan Before a Child Is Born?
Opening a 529 plan for a loved one has long been a popular way to start saving for college, and the earlier in the child’s life the account is started, the better.

Are 529 Plans State-Specific?
Thanks to their widespread popularity, 529 plans have been catching the attention of more and more families around the country.

Can I Transfer a 529 Plan to Another Child?
Life often takes an unexpected turn or two, which is why 529 plans are flexible and allow you to change the beneficiary. Learn more with Sootchy.

How Many Times Per Year Can You Change the Allocation of a 529 Portfolio?
Opening a 529 plan can be a hugely beneficial move for families looking to save up for their child’s college education.

Sootchy Celebrates: Mary McLeod Bethune
Mary McLeod Bethune left a legacy of empowering women and minorities through education and access to services. Read more about this amazing woman, and her impact on generations of Americans.

Sootchy Celebrates: Emma Hart Willard
Willard fought for women to have an education in subjects like math and philosophy instead of the ones taught at finishing school. In 1821, she founded Troy Female Seminary, the first school in the US to offer higher education to women.

Sootchy Celebrates: Patsy Takemoto Mink
Patsy Mink spent her career fighting for both gender, and racial equality, affordable childcare, bilingual education and was an author of Title IX, a federal civil rights law. She was also a woman of many firsts. Keep reading to learn more about her fight to empower women in education.

Sootchy Celebrates: Alice Freeman Palmer
Learn how Alice Freeman Palmer spent her life improving opportunities for women to attend college and emphasizing that education was crucial to their independence.

Sootchy Celebrates: Nathan Hare
Learn how Nathan Hare became one of the greatest pioneers of Black studies in America, and how his impacts still change the American educational system.

Sootchy Celebrates: Fanny Jackson Coppin
Learn about the life and legacy of the great Fanny Jackson Coppin, and how she was able to overcome oppression and prosper as a teacher, principal and lecturer.